Roopya
Fintech| Seed
West Bengal, India
Roopya is a fintech startup offering a no code, plug and play digital lending and embedded finance platform that enables NBFCs, LSPs, and originators to go live in just 5 minutes, replacing the 6–12 month, multi crore deployments typical in the market.
In the last 12 months, Roopya has generated ₹1.5 Cr+ in Revenue, with monthly revenues growing 4x between Feb’25 and Jun’25. The platform has onboarded 950+ originators, processed ₹3 Cr worth of loans in the last month alone through its originators, and scaled to an annualized run-rate of ₹3.5 Cr — all while staying cash positive.
Core Team
Sudipta K Ghosh
Co-Founder
MBA (Finance), IBS Hyderabad | B.E. (Computer Science), University of Burdwan
15+ years of leadership across Financial Services, Corporate Finance & Retail Business Development
Ex–Head of Retail Business at Tata Steel | Ex–Deputy VP, Corporate Finance at Tata Capital | TAS Manager
Raman Vig
Co-Founder
MBA (Finance & Strategy), Management Development Institute,Gurgaon
18+ years in Banking, Credit & Risk Management
Ex–Vice President, CRIF India | Ex–Corporate Banking Specialist, Deutsche Bank | Ex–Tata Capital | Ex–HDFC Bank | Ex–ICICI Bank
Key Highlights
Revenue (Last 12 months)
INR 1.5 Cr
Monthly loans Processed
INR 3 Cr+
ARR
INR 3.5 Cr
Originators onboarded
950+
Projections (FY'26)
INR 12 Cr
PAT Projections (FY'26)
INR 2.5 Cr
Key and Current Investors
Key Clientele
Deal Details
Current Deal Round
Seed
Round Size
INR 8 Cr (4 Cr committed)
Instrument
CCPS
Soonicorn Platform Fee
Admin Fee: 2% of investment amount
Carry: 10%
Valuation
59.5 Cr (Pre-money)
Minimum Ticket Size per Investor
INR 3,00,000
*AIF Condition : Consolidated commitment for AIF should be more than INR 25 Lacs to qualify as a valid entry to the cap table
Deal Runners
Ansh Talreja
Documents
Pitch Call Recording
Media
Roopya Launches Next-Generation AI Agents for Loan Origination and Underwriting
Roopya, a leading digital lending platform, has launched advanced AI-powered agents to revolutionize loan origination and underwriting. The new technology automates manual processes like data collection and document verification, while utilizing deep learning models to assess risk from a wide range of data sources. This innovation aims to help NBFCs, LSPs, and Fintechs reduce operational costs, improve decision-making accuracy, and expand credit access to a broader range of customers. The company is also developing futuristic features such as voice-enabled applications and predictive loan servicing tools to further enhance its offerings.
